Insurance Insurance is an essential part of running any business. If you are operating a small business you need more than just property insurance. Taking out the right insurance will help protect your business and minimise its exposure to risk.
Types of insurance Before choosing an insurance policy you will need to evaluate your business's insurance needs. Your insurance requirements vary considerably depending on the type of business you operate.
Assets & revenue insurance There are many types of insurance available to protect your assets and revenue-generating capacity.
People insurance There are different types of insurance you need to adequately insure yourself and your employees.
Liability insurance There are different types of liability insurance you may need to consider to adequately insure your business.
Insurance for home-based business If you are operating your business from home, then your existing home and contents insurance may not cover your business activities, or your clients when they visit your business.
Risk management Risks to your business can arise for many reasons. Managing those risks is an important part of running your business.
Insurance & the Goods & Services Tax (GST) If you are registered for GST and depending on the type of insurance you choose for your business, you may be able to claim tax credits for the GST component of your insurance premium.
Making a claim In the event that you need to make an insurance claim, you should quickly inform your insurance provider.